SHARIA-COMPLIANT FINANCING FOR COMMERCIAL REAL ESTATE
RESIDENTIAL OR MULTI-FAMILY PROPERTIES
- Must be in Metropolitan area with more than 100,000 population
- More than 100 units for as little as 10% down
- One to four units
- Five to eight units (Under the Investment category)
- 20-30% down payment
- Minimum of $300,000 to $1 million
- More than 8 units (Under the Investment category)
- 20-30% down payment
- Minimum of $1.5 million to $30 million
RETAIL, OFFICE, OR INDUSTRIAL REAL ESTATE
- Owner-occupied properties
- Up to 26 years with 5% down payment; maximum of 10 years without a real estate
- Up to 12 months of no payments during construction is possible
- Must occupy at least 51% of space and 60% or more with construction
- $250,000 to $5 million
- Some users like gas stations will have a minimum down payment of 15%
- Not owner-occupied investments
- Up to 20 years with 25-35% down payment
- Up to 12 months of no payments during construction is possible
- $300,000 to $30 million
